The FRP insurance blog

Risk ManagementInsurance Knowledge Center

Everything we get asked in the office, written down in plain English. Pick the thing you own or the trade you work in — the number beside each topic is how many articles are waiting there.

David Carothers, founder of Florida Risk Partners

Written by David R. Carothers CIC, CRM, CWCA · Founder

Professional Liability vs. Medical Malpractice: What’s the Difference for Florida Med Spas?

Part 1: Understanding What You’re Really Buying If there’s one thing I’ve learned after working with business owners for more […]
The Biggest Insurance Mistakes Florida Med Spas Make (And How to Avoid Them)

Part 1: Most Coverage Problems Begin Long Before a Claim Is Ever Filed Part 1: Most Coverage Problems Begin Long […]
Laser Treatments & Energy Devices: Understanding the Risks Behind Your Med Spa’s Most Valuable Technology

Part 1: Understanding the Risks Associated with Laser and Energy-Based Procedures Laser treatments and energy-based devices have fundamentally changed the […]
The Essential Insurance Coverages Every Florida Med Spa Needs: Building a Complete Risk Management Program

Part 1: Protecting the Four Assets Every Florida Med Spa Owns The success of today’s medical spa industry has created […]
Cyber Liability for Florida Medical Spas: Protecting Patient Data in a Digital Healthcare Environment

Part 1: Understanding Why Medical Spas Have Become Prime Targets for Cybercrime For many medical spa owners, cybersecurity feels like […]
Workers’ Compensation for Florida Medical Spas: Protecting Your Team While Protecting Your Business

Part 1: Understanding the Unique Workers’ Compensation Risks Facing Medical Spas When most business owners think about workers’ compensation, they […]
Botox, Fillers, GLP-1s & IV Therapy: Managing the Risks Behind Today’s Fastest-Growing Med Spa Services

Part 1: Understanding the Clinical Risks Behind Today’s Most Popular Treatments The modern medical spa industry has evolved at an […]
Employment Practices Liability Insurance (EPLI) for Florida Medical Spas: Protecting Your Practice from Employee-Related Lawsuits

Part 1: Why Medical Spas Face Unique Employment Practices Liability Risks When medical spa owners think about protecting their businesses, […]
Property, Equipment Breakdown & Business Income Insurance for Florida Medical Spas: Protecting the Business You’ve Worked So Hard to Build

Part 1: Commercial Property Insurance: Protecting the Physical Assets That Keep Your Medical Spa Running When medical spa owners think […]
Buying or Selling a Medical Spa: The Insurance, Risk Management, and Due Diligence Guide Every Owner Needs

Part 1: Looking Beyond the Financial Statements: Understanding the Risk You’re Buying When people evaluate a business acquisition, they naturally […]