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1434 E. Bloomingdale Ave, Valrico, FL 33596
(888) 601-6660info@floridariskpartners.comCertificate request
Florida Risk Partners — Partnership Redefined
  • Personal insurance · Twelve coverages View all personal →
    • HomeownersRebuild cost, roof age and wind credits
    • AutoReal limits, not state minimums
    • FloodQuote in minutes, private or NFIP
    • UmbrellaMillions above home and auto
    • Renters & CondoEverything you moved in
    • BoatHull, motor, trailer and towing
    • MotorcycleCustom parts and riding gear
    • LifeTerm, whole and final expense
    • Valuables & JewelryScheduled, usually no deductible
    • PetAccident and illness plans
    • WeddingCancellation and event liability
    • DroneHull and liability for pilots
    Aerial view of Florida homes
    No cost, no obligation

    Every policy quoted in one conversation.

    Get a quote →
  • Commercial insurance & risk management View all commercial →
    Coverage
    • Business Insurance (BOP & Package)
    • General Liability
    • Workers’ Compensation
    • Commercial Auto
    • Commercial Property
    • Business Interruption
    • Professional Liability
    • Cyber Liability
    • EPLI
    • Directors & Officers
    • Commercial Umbrella
    • Bonds
    Industries
    • Roofing Contractors
    • Pressure Washing
    • Trucking & Cargo
    • HOA & Condo Associations
    • Gyms & Fitness Studios
    • Veterinary Practices
    • Daycare & Childcare
    • Pet Groomers
    Risk management & services
    • Risk Management
    • Lower Your Workers’ Comp Premiums
    • Return-to-Work Programs
    • Payroll
    • Human Resources
    • Certificate of Insurance Request
    • Insurance Verification for GCs
    David Carothers meeting with a business owner
    For business owners

    Risk management, not just a policy.

    Start a conversation →
  • A family agency in Valrico, serving all of Florida Why Florida Risk Partners →
    About
    • Why Choose FRP
    • Our Process
    • A Note From Our Founder
    • Trusted Choice®
    Clients
    • Client Portal
    • Billing & Claims
    • Mobile App
    • Referrals
    Resources
    • The FRP Insurance Blog
    • Rate Us
    • Contact
    • Accessibility
    David Carothers, founder of Florida Risk Partners

    “True partnerships = true success.”

    David Carothers, Founder
    Read the founder’s note →
  • Flood
  • Contact
Client PortalStart A Conversation
Florida Risk Partners — Partnership Redefined

An independent insurance and risk management firm in Valrico, working with families and business owners across Florida.

Find us
1434 E. Bloomingdale Ave, Valrico, FL 33596info@floridariskpartners.comRequest a certificate of insurance
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CLEARWATERTAMPABRANDONRIVERVIEWPLANT CITYLAKELAND →Tampa BayI-75I-4VALRICOOUR OFFICE Bloomingdale Ave in Valrico — get directions →
Talk to us (888) 601-6660

A person answers — not a phone tree. Same people who service your policy.

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Personal insurance
  • Homeowners
  • Auto
  • Flood
  • Umbrella
  • Renters & condo
  • Boat
  • Motorcycle
  • Life
  • Valuables & jewelry
  • Pet
  • Wedding
  • Drone
Commercial insurance
  • Business insurance (BOP)
  • General liability
  • Workers’ compensation
  • Commercial auto
  • Commercial property
  • Business interruption
  • Professional liability
  • Cyber liability
  • EPLI
  • Directors & officers
  • Commercial umbrella
  • Bonds & surety
Industries & risk
  • Risk management
  • Roofing contractors
  • Pressure washing
  • Trucking & cargo
  • HOA & condo associations
  • Gyms & fitness studios
  • Veterinary practices
  • Daycare & childcare
  • Pet groomers
  • Lower your comp premiums
  • Return-to-work programs
  • Insurance verification for GCs
Company & clients
  • Why choose FRP
  • Our process
  • A note from our founder
  • Trusted Choice®
  • The FRP insurance blog
  • Rate us
  • Referrals
  • Contact
  • Client portal
  • Billing & claims
  • Mobile app
  • Start a quote
Your information

What we collect when you request a quote, why we need it, and how it’s handled — written out in plain terms.

Privacy policy →
Accessibility

This site should work for everyone. If any part of it is hard to use, call or email us — we’ll get you what you need directly.

Accessibility statement →
Coverage details

Descriptions here are summaries, not contracts. Your policy language decides what’s covered — and we’ll walk you through it line by line.

Ask us about your policy →
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