It is my belief that True Partnerships = True Success.  By listening more than speaking, acting more than reacting and executing instead of apologizing, Florida Risk Partners will deliver an exceptional client experience resulting in strong, long-lasting, symbiotic partnerships.  This is Partnership Redefined.

The term partnership is thrown around the business world these days with an extremely diminished meaning.  We used to be able to look people in the eye, shake their hand and take them at their word.  Those relationships are few and far between today.  While that’s the way I prefer it,  in today’s business environment trust is hard to win and easy to lose.  As a Trusted Choice® Independent Insurance Agency, Florida Risk Partners is among the very elite in the country.  We pride ourselves on three pillars that will guide every one of our relationships:  Perspective, Processes and Perseverance.  With these three pillars, we will foster exceptional partnerships.

  • Our Perspective is unique to our industry.  Because our team comes from a variety of operational and entrepreneurial backgrounds, we can empathize with the challenges of owning and/or operating a company.  We have direct experience in retail, technology, logistics, property management, manufacturing and distribution.  Because we have been in the insurance and risk management arena for an average of 10 years, we understand how to help companies reduce their total cost of risk.  While other firms will attempt to sell you products, it is our fundamental goal to collaborate with you and your team to solve your problems.
  • Our Processes have been fine-tuned and streamlined to provide you and your team with all of the tools you need to reduce your total cost of risk.  By leveraging current technology supported by our industry experience, you can be sure that you have found a partner who understands that true partnership is not 50/50.  It is 100/100.  We have invested heavily in an effort to provide you game-changing resources that other firms aren’t willing to provide.  We have invested in the human capital with the necessary experience to assist you in achieving your goals.  We understand the need for accountability in every organization.  Our processes are designed to have total team buy-in with the ability to build in accountability specific to your organization and culture.  At the end of the day, they really aren’t our processes at all.  They are a blank template that we will use to customize solutions and transform them into your processes.
  • Our Perseverance is the glue that holds our relationships together.  “We give more, when we could get away with giving less”.  We are your advocate and mouthpiece for negotiations, placement, claims services and culture change in your company.  We will work tirelessly to be certain we are consistently exceeding your expectations and delivering an exceptional client experience 24 hours a day, 7 days a week, 52 weeks a year.

Thank you for taking time out of your schedule to visit our site.  It is my sincere hope that you came here looking for something we were able to provide for you.  If not, please know that I am personally at your disposal at any time you should need me.  I look forward to you being our next Partnership Redefined.


Humbly Yours,

David R. Carothers, CIC, CRM