Partnership Redefined · Who we work with

Not every company should hire us.

After years of looking at what actually worked, we can sort almost any business into one of five groups. Three of them we can help — usually a lot. Two of them we would tell to save their money. Here is the honest breakdown.

45% 20% 10% 15% 10% 75% WE CAN HELP
Who is our average client?
The breakdown

Find your line.

Row height = share of companies
45%

Nobody has ever shown you what good looks like.

Your results are below average and no one has told you, because the last three renewals arrived as a price and not much else — no mod analysis, no claim review, no idea what companies like yours actually pay. This is the largest group we see and the one where the change is most dramatic.

20%

You are getting average results and you are done being average.

Nothing is broken, which is exactly the problem — average stopped feeling like a choice a long time ago. You want best in class, and you want someone to show you the size of the gap before you commit to closing it.

10%

Something is on fire and you know it.

Your mod jumped, a carrier non-renewed you, or a claim went sideways. You need help this quarter, not at the next renewal.

Where we are not the answer · 25%

15%

You believe the numbers are somebody else’s fault.

The market, the carriers, the attorneys, the employees. If that is the read, we cannot help you. Bringing down Total Cost of Risk takes a change in how a company operates day to day, and that has to start inside the building.

10%

You are already best in class.

You have the results, the culture and the data. There is nothing here you are not already doing — unless you simply want a different firm handling the placement, which is a fair reason to call.

Why we exist

That 75% is the reason this firm exists.

Every tool we have built — the data, the training portal, the safety programs, the people — was built for companies that know they can do better and have never been shown how. If you found yourself in one of those first three lines, you are who we do this for.

What comes with it

The part that isn’t a policy.

None of this is an add-on or an upsell. It runs on money you are already spending.

Experience mod review

Complimentary. We pull your data and show you what your mod is actually made of — usually numbers you have never seen.

How the mod works →

Online training portal

Run new-hire orientation, hold train-the-trainer sessions, or start a training program where none existed before.

Safety programs for your industry

Not a binder off a shelf. Built around the work your crews actually do, start to finish.

Toolbox talks and payroll stuffers

The day-to-day safety collateral you would otherwise write yourself or pay somebody to write.

Monitor, test, document

Proof that the training happened and that it worked, ready the moment an adjuster or an auditor asks for it.

Your risk function, outsourced

We run it instead of you staffing it. For most clients that puts money back on the bottom line.

Which line were you?

Tell us, and we’ll tell you honestly.

Thirty minutes and your loss runs are enough for us to say whether we can move your numbers. If you are in the 10% that is already best in class, we will tell you that too.