The FRP Insurance Blog

Building a Risk Management Program for Florida’sPest Control Companies

Turning Insurance, Safety, and Process Into a Competitive Advantage Over the past eleven weeks, we’ve walked through the insurance and risk exposures that Florida pest control companies face every day—general liability, professional liability, workers’ compensation, auto, pollution, equipment, property, bonding,…

Florida Classic and Collector Car Insurance: Antique Plates vs. Agreed Value Policies, Storage Rules, and Show-Day Coverage

Understanding Classic and Collector Car Insurance in Florida Florida has a deep appreciation for classic and collector cars. From weekend car shows in Tampa to concours events in Palm Beach and cruise nights across the state, classic vehicles are more…

Florida Snowbird Insurance Playbook: Seasonal Storage, 90-Day Rules, Hurricane Timing, and Transport Coverage

Navigating Insurance as a Florida Snowbird Florida has long been a destination for seasonal residents. Each year, thousands of snowbirds migrate south to escape colder climates, bringing with them recreational vehicles, boats, golf carts, motorcycles, and other “toys” that enhance…

Florida Golf Cart vs. LSV vs. NEV: When You Need Auto Insurance, When You Don’t, and Why Liability Still Matters

Understanding Golf Carts, LSVs, and NEVs in Florida If you live in Florida, you have seen them everywhere. Golf carts cruising beach communities. Low-speed vehicles navigating neighborhoods. Electric carts moving through retirement communities, resorts, and coastal towns. But here is…

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