If you own or operate an HVAC company in Florida, you already know the drill. From June through November, hurricane season becomes a looming threat that can throw even the most organized business into chaos. These storms can cause catastrophic…
What Is General Liability Insurance? General liability insurance, also called commercial general liability (CGL), is a core policy that covers claims of third-party bodily injury, property damage, and legal defense costs. In simple terms, it protects your business if someone…
Operating a mobile pet grooming business in Florida offers incredible opportunities—but also comes with its share of legal and regulatory requirements. While you might think your main focus should be shampooing, trimming, and pampering pets, understanding Florida’s business rules and…
Owning a rental property in Florida can be a smart financial move. Whether it’s a single-family home in Tampa, a condo in Miami, or a duplex in Orlando, real estate offers steady income and long-term value. But it also comes…
When most HVAC contractors think of insurance risks, they picture physical injuries, property damage, or vehicle accidents. But there’s another high-stakes exposure flying under the radar: pollution and environmental liability. Whether it’s a refrigerant leak, mold growth, or improper equipment…
Florida’s mobile pet grooming industry is growing rapidly due to convenience and busy lifestyles. Pet owners prefer personalized, stress-free grooming for their pets. Instead of visiting salons, they enjoy services at home. Grooming vans bring professional care directly to their…
Unique Risks for Florida Pool Service Companies Operating a pool cleaning business in Florida presents both opportunity and risk. Florida’s year-round warm weather and thousands of residential and commercial pools mean steady work for pool service contractors. However, with that…
If you rent a house, condo, or apartment in Florida, you might think you don’t need insurance. After all, your landlord has coverage, right? Here’s the truth: your landlord’s policy protects the building, not your belongings or your liability. If…
As an HVAC contractor, you’ve probably invested heavily in general liability, commercial auto, and workers’ comp insurance to protect your business from accidents, injuries, and property damage. But what about claims that don’t stem from physical damage—but from errors in…
By now, if you’ve followed this 12-week series on drone insurance and risk management in Florida, you’ve got a solid understanding of the risks, regulations, and realities of flying drones in the Sunshine State. But here’s the thing most drone…
