Tampa Bay Area insurance and risk management firm offers new, free resources for companies to streamline HR operations, employee education, and cost containment. Tampa, FL, Oct.1, 2020 — Florida Risk Partners, a Tampa Bay area-based insurance and risk…
Why do I need to have an offer letter that’s offering a person a light-duty job for my return to work program? We get this question all the time. The answer is simple, attorneys. You have to have it for…
One of the most critical parts of a homeowners or renters insurance policy is your Personal liability coverage. It provides coverage in the event of any litigation, or expensive medical bills stemming from bodily injuries, damages to someone’s personal property…
A moratorium is not your friend in Florida. Waiting to get any insurance until you need it is not an ideal situation. Some limitations will prevent you from attaining health insurance coverage at the last minute, such as pre-existing conditions…
Protection class has a role in underwriting. When insurance providers look to establish homeowner’s insurance rates, the rates are not just made up. Some factors help determine the cost of homeowner’s coverage, such as age and square footage. An unknown…
All Dividends are Not Created Equal All dividends on worker’s comp policies are not created equal. I don’t care what your agent’s telling you, it’s simply not the case. There are a lot of things to consider when you get…
Hurricane Preparation During Covid-19 Hurricane preparation during COVID is unique this year. When we many of us take the time to prepare for the 2020 hurricane season. We will need to think about the changes we will need to make…
Your Hurricane Deductible is important to know. With the consistent threat of hurricanes during the summer, homeowners need to prepare. We have homeowners’ checklists and hurricane preparation tips that we can use for reference to make sure that you prepare…
What is return to work? Return to work is a program that is designed to get an injured worker back on the job as soon as possible. It’s great for several reasons. It Benefits Your Company Culture First, it helps…
What is coinsurance? Oh, my goodness. We have copays, coinsurance, all of this stuff on the medical side and now you’re throwing it at me in my property and casualty insurance? I don’t get it, and I don’t want to.…