From the founder

A note from David Carothers.

It is my belief that true partnerships equal true success.

By listening more than speaking, acting more than reacting, and executing instead of apologizing.

David R. Carothers, founder and principal of Florida Risk Partners
David R. Carothers, CIC, CRM · Principal
The letter

The term partnership is thrown around the business world these days with an extremely diminished meaning. We used to be able to look people in the eye, shake their hand and take them at their word. Those relationships are few and far between today. While that is the way I prefer it, in today’s business environment trust is hard to win and easy to lose.

As a Trusted Choice® Independent Insurance Agency, Florida Risk Partners is among the very elite in the country. We pride ourselves on three pillars that will guide every one of our relationships: Perspective, Processes and Perseverance. With these three pillars, we will foster exceptional partnerships.

Perspective

Our perspective is unique to our industry. Because our team comes from a variety of operational and entrepreneurial backgrounds, we can empathize with the challenges of owning and operating a company. Because we have been in the insurance and risk management arena for an average of ten years, we understand how to help companies reduce their total cost of risk.

While other firms will attempt to sell you products, it is our fundamental goal to collaborate with you and your team to solve your problems.

  • Retail
  • Technology
  • Logistics
  • Property management
  • Manufacturing
  • Distribution

Processes

Our processes have been fine-tuned and streamlined to provide you and your team with all of the tools you need to reduce your total cost of risk. By leveraging current technology supported by our industry experience, you can be sure you have found a partner who understands one thing about partnership.

True partnership is not 50/50. It is 100/100.

We have invested heavily to provide you game-changing resources that other firms are not willing to provide, and in the human capital with the experience to help you reach your goals. We understand the need for accountability in every organization, so our processes are designed for total team buy-in, with accountability built in specific to your organization and your culture.

At the end of the day, they really are not our processes at all. They are a blank template that we will use to customize solutions and turn them into your processes.

Perseverance

We give more, when we could get away with giving less.

Our perseverance is the glue that holds our relationships together. We are your advocate and your mouthpiece for negotiations, placement, claims services and culture change inside your company.

We will work tirelessly to be certain we are consistently exceeding your expectations and delivering an exceptional client experience 24 hours a day, 7 days a week, 52 weeks a year.

In closing

Thank you for taking time out of your schedule to visit our site. It is my sincere hope that you came here looking for something we were able to provide for you. If not, please know that I am personally at your disposal at any time you should need me. I look forward to you being our next Partnership Redefined.

Humbly yours,

David R. Carothers’ signature

David R. Carothers, CIC, CRM

Principal, Florida Risk Partners

In the trade press

He does not mention it above, so we will.

Independent Agent and Rough Notes are read by insurance agents, not by the people who buy insurance. Both of them put this agency on the front.

The Rough Notes headline was theirs, not ours.

Independent Agent magazine, December 2021, with David Carothers on the cover under the headline Middle Master
Cover story

Independent Agent

December 2021

“Middle Master: how independent agents can conquer the middle market.”

Rough Notes magazine, June 2023, Agency of the Month cover featuring the Florida Risk Partners team on the Tampa waterfront
Agency of the Month

Rough Notes

June 2023 · Publishing since 1878

“Florida agency establishes true partnership with each client.”

Partnership Redefined

Be our next one.

Tell us what you are working on. If we can help, we will show you exactly how. If we cannot, we will tell you that too.