David has fifteen years of experience providing clients with creative solutions to more effectively manage their total cost of risk. He specializes in commercial property and casualty insurance placement for middle market companies of all types and has specific expertise in under-performing workers compensation programs.
He holds general lines insurance licenses in Florida, Georgia, Pennsylvania and several other states. He also holds the Certified Insurance Counselor and Certified Risk Manager designations from The National Alliance for Insurance Education and Research and is currently pursuing the Chartered Property and Casualty Underwriter designation from the Insurance Institute of America.
David's specific specialties include: Workers' Compensation Experience Modification Factor Analysis and Analytics and structuring and negotiating risk financing strutures for organizations of all sizes. David is often tapped to lead educational seminars and be an ad-hoc board member in various technology incubators/accelerators throughout the Southeast.
Prior to entering the insurance industry, David held various general management positions with profit and loss responsibilities for two Fortune 500 companies. His over twenty years of profit and loss management experience gives him a unique and refreshing perspective when helping clients reduce their total cost of risk.
David is the Principal of Florida Risk Partners, LLC. With over a hundred years of combined insurance and risk management experience Florida Risk Partners is a unique firm that leverages technology and out of the box thinking to serve clients throughout the state of Florida. Because of our deep roots in client service and our ability to build mutually beneficial partnerships, Florida Risk Partners stands to be one of the fastest growing firms in the Southeast over the next several years.
Prior to creating Florida Risk Partners, David was a founding member of Praxiom Risk Management, LLC based in Lithia, FL.
Prior to joining Praxiom, David was an Enterprise Sales Advisor for a multi-million dollar commercial risk management agency where he was repeatedly recognized for exemplary achievement.
David holds Bachelors of Science Degrees in Management and Marketing from Birmingham-Southern College and has done post-graduate work in public and private management.
Dara Dimeler joined Florida Risk Partners as the Human Resources Practice Leader in November, 2018. As the Human Resources Practice leader, she is responsible for communicating with all clients and integrating them with the systems Florida Risk Partners provides. Specifically she sets them up to receive regular alerts about legislative changes and Human Resources topics that are relevant to their industry. In addition, she designs branded intranets for middle market companies so that they are able to communicate with their employees more effectively, seamlessly on-board new hires and track training.
Prior to joining Florida Risk Partners, Dara spent 15 years with MetLife where she excelled in every position she held. Starting as a Commissions Analyst in 2003, she moved up to Correspondent I, Account Manager, Implementation Specialist, Account Manager II, Supervisor and finally finished her tenure as a Client Service Consultant from 2016-2018. While Dara has a whole host of skills, she is specifically skilled in fiscal & administrative account management for middle market accounts, training & mentoring of departmental teams, and being a liaison between external & internal stakeholders to ensure proactive client services and the rapid resolution of complex operational challenges.
Dara and her Husband Kurt have two children: Carli and Camden. They also own and operate Tampa Bay Pest Management. When she is not spending time helping clients achieve HR success, Dara can be found training to run any number of races and volunteering throughout the community. She is an avid runner and specifically loves competing in Disney events. Dara and her family live in Wesley Chapel.
Destiny Jones, PCSR joined the Florida Risk Partners team in January, 2018 as our first team member. Destiny is a Client Concierge and specifically handles Certificate of Insurance Requests and Policy Administration. Destiny was hired immediately upon graduating from Jefferson High School. Being new to the industry, she studied for and passed her test to become a licensed 4-40 for the state of Florida in addition to receiving her PCSR designation from Central Insurance School.
Destiny is currently enrolled at Hillsborough Community College where she is pursuing her undergraduate degree in Business Administration. When she is not assembling policy binders and sending out care packages from our Valrico office, Destiny enjoys designing urban wear under her own private brand. Destiny currently resides in Tampa, FL.
Jason joined Florida Risk Partners in February 2019 as the Automotive Services Practice Leader. As an advisor, Jason works with a variety of companies in the automotive services industry throughout the state of Florida. As Practice Leader, he is responsible for recruiting, developing and retaining a team of professionals to assist in building out his practice.
Prior to joining Florida Risk Partners, Jason spent his time growing the business of over 300 Automotive clients. With more than 7 years in the West and Central Florida market, he provided growth opportunities for his clients with Seaboard Neumann Distribution and Advance Auto Parts.
Jason began his career with Advance Auto Parts in Central Florida where he moved up the ladder quickly, culminating in a Commercial Account Manager role back in the Tampa market. During his time at Advance Auto Parts, Jason was responsible for Leading teams of commercial sales members at 6 store locations as well as partnering with clients to assist the growth of their Automotive, Construction and Fleet business.
Prior to this experience he owned a Kitchen and bath remodeling business called Artistic Home Solutions.
Born and raised in the Tampa Bay area, Jason Studied Business Management at Valencia Community College as well as Palm Beach Community College. In his free time Jason loves to golf and fish with his wife Andrea and Son Ansel. Jason and his family currently reside in the central Tampa area.
Kara Rodman joined Florida Risk Partners in 2016 as Chief Financial Officer and Equity Partner. She has been the financial arm and voice of reason for several other business projects started by Florida Risk Partners Principal David R. Carothers, so her role as CFO only seemed natural.
Kara Rodman Graduated from Palm Beach Community College with her Associates Degree in Business with an emphasis in Accounting followed by her BS in Business, majoring in Accounting.
Kara began her career working for a Laundry Equipment Distributor where she worked her way up from an Accounts Payable Clerk to Assistant Controller.
After her time there, she started her own Accounting business where she had a wide variety of clients from Hotels to Landscapers. She provided services from Mergers and Acquisitions to Auditing and General Bookkeeping and Payroll. This is where she met David and began their longstanding business relationship.
Kara is the mom of two boys, that are the light of her life. She volunteers when she can in their school, and is a part of the PTO. She enjoys traveling and a good bottle of wine. Kara, her husband Jason and their two sons Connor and Dylan live in Coral Springs, FL.
Kyle Houck joined the Florida Risk Partners team as a Risk Management Advisor in May of 2018. In his role, Kyle works with companies throughout the state of Florida. He is primarily responsible for developing new business relationships as well as insuring the delivery of exceptional outcomes for Florida Risk Partners clients. This is achieved by implementing our proprietary processes in an effort to help companies understand, identify, quantify and manage their Total Cost of Risk (TCOR).
Prior to joining Florida Risk Partners, Kyle spent time in Human Capital Management with CoAdvatnage, a nationally recognized Professional Employer Organization (PEO). In that role, he assisted companies streamline processes and procedures in the HR function of their business, with a specific emphasis on employee benefits cost containment.
Kyle began his career with Choice Marketing Concepts where he moved up the ladder quickly, culminating in an Assistant Manager role. During his time at Choice, Kyle was responsible for developing new business relationships. Choice specializes in providing turnkey office supply solutions for small and medium-sized business nationally.
Born and raised in the Tampa Bay area, Kyle received his Bacherlor’s Degreen in Business Management from The University of South Florida.
In his free time Kyle loves to golf and watch football with his Frenchie, Zeke. He and his wife Eliese currently reside in Land O Lakes.
Kimberly Panak joined Florida Risk Partners in September of 2018 as the Small Business Practice Leader. In her role, she works with small businesses across a variety of industries. Kim has over 20 years of customer service experience with 15 of those years being in the insurance industry. Prior to joining Florida Risk Partners, Kim worked as a bookkeeper specializing in small business management, accounting and tax preparation.
Kim is a life-long resident of the Greater Tampa Bay area and received her Bachelor’s Degree in Business Management from the University of South Florida. When she is not advising small businesses, Kim an over-the-top baseball mom to 2 boys. She currently resides with her family in Riverview, FL.
Rachel Chunn is the Risk Analysis Practice Leader for Florida Risk Partners, LLC. Rachel joined Florida Risk Partners in May of 2018. Her primary responsibility is to provide clients with a Total Cost of Risk assessment while using data analysis to identify trends that could reduce their overall risk management costs. Rachel has been instrumental in the development and execution of agency operational workflows both client-facing and internal. Like everyone else on the Florida Risk Partners team, Rachel also has an entrepreneurial spirit and has ownership in an unrelated business that has been very successful.
Rachel’s background is diverse which allows her to be able to relate to clients on a variety of levels. Specifically, she has experience in property & casualty insurance, financing, retail management, salon management, marketing, call center management, customer service and more. She graduated with honors from the University of Florida with degrees in Human Resource Management and Business.
Rachel is active in her community. She currently lives in Riverview with her husband and three children who keep her busy outside of work.
Rafael Duran joined Florida Risk Partners as the Hispanic- Owned Business Practice Leader in January, 2019. As an Advisor his main objective is to focus on reaching the underserved Hispanic-owned business community as well as main street and middle market businesses throughout the state of Florida. As Practice Leader, he will be responsible for recruiting, developing and retaining a team of professionals to assist in building out his practice. Rafael was born and raised in New York City, is bilingual, and holds an undergraduate degree from Temple University in Philadelphia, PA.
Prior to joining Florida Risk Partners, Rafael spent 19 years with Enterprise Holdings where he excelled in every position he held. In his early years, he managed multiple locations throughout northern New Jersey before moving to Tampa.
In Tampa, he spent 11 years as an Account Manager working with multiple insurance carriers. His primary responsibilities included assisting and training adjusters in rental management, accounts receivable and relationship building in addition to providing customer service. Rafael was repeatedly recognized for his performance by receiving achievement awards for both his region and department.
Rafael has been married to his college sweetheart Theresa (also in the insurance industry with Chubb) for almost 20 years. They enjoy watching their son play high school baseball and their daughter competitively cheer. When not actively engaged in his children’s activities, Rafael enjoys spending time with his Golden Retriever Mo and Chocolate Labrador Mickey. Rafael is an avid baseball fan and enjoys rooting for his hometown Yankees. Rafael and his family currently reside in the Citrus Park area of Tampa, FL.