Over the past eleven weeks, we’ve taken a deep dive into the world of personal property coverage—specifically focusing on how a Personal Articles Floater (PAF) can protect high-value belongings that are often excluded or inadequately covered by standard homeowners or…
As a Florida pressure washing contractor, you already know the importance of having the right insurance coverage in place. But what many business owners overlook is this: just because your insurance worked last year doesn’t mean it will still protect…
If you’ve been following this 12-week series on Personal Articles Floaters, you already understand that your homeowners insurance often fails to protect your most valuable possessions adequately. Whether you own jewelry, electronics, collectibles, or fine art, relying on standard coverage…
Running a pressure washing business in Florida offers a world of opportunity—but it also comes with real risks. From high-powered equipment mishaps to chemical overspray and costly property damage, even the most experienced contractors can find themselves on the wrong…
Personal electronics and smart devices have become more than just tools—they serve as our means to communicate, create, work, play, and capture memories. Moreover, the average household now owns thousands of dollars in tech gear, ranging from high-end laptops and…
Not all pressure washing businesses are created equal. Whether you’re restoring a homeowner’s roof in Tampa, cleaning sidewalks outside an Orlando strip mall, or handling high-temperature degreasing at an industrial facility in Jacksonville, the risks—and the insurance requirements—are very different.…
Collecting isn’t just a hobby—it’s a passion. Whether you’re curating a wine cellar, amassing rare coins, trading sports memorabilia, acquiring fine art, or carefully preserving vintage comic books, the items you collect often carry significant financial, historical, and emotional value.…
If you’ve ever had a prospective client say, “We just need proof you’re insured before we can move forward,” you already know how important a Certificate of Insurance (COI) can be to your pressure washing business. Whether you’re cleaning a…
Traveling can be one of life’s greatest joys—whether you’re exploring a foreign country, taking a weekend getaway, or traveling for work. But along with adventure comes vulnerability. The very items you’re most likely to bring with you—your watch, jewelry, laptop,…
When most pressure washing contractors think about insurance, they focus on the basics—general liability, equipment, auto, maybe workers’ compensation. But what happens when a claim exceeds your coverage limits? What if a serious injury, property damage, or vehicle accident leads…
