What was once the typical routine of checking the daily report for traffic issues, has become inconsequential since the Covid-19 situation. Many shifted to working from home, and it has been a few weeks since they have been on…
Hurricane preparation tips are extremely important in Florida. As we get past Memorial Day and head into June in Florida, we begin the unofficial start of summer. In Florida, however, it is also the start of the hurricane season, which…
Today I want to talk to you about the indirect costs associated with your workers’ compensation program that you probably don’t know. See, everybody focuses on their premium, and in Florida, that’s easy to do because we all know that…
What’s the worker’s compensation experience modifier, you ask? The short answer is it’s your report card. In the State of Florida, the state tells us what the rates are for each class code of workers’ compensation insurance. To make it…
Where in the United States is Coronavirus? Since December of 2019, the coronavirus has spread to 27 countries. It can infect people before they begin to show symptoms. This increases the likelihood that it will be passed to others. On…
Garagekeeper’s Liability Insurance can be a game changer. Opening and running a profitable auto services business is not easy. Like many other businesses, you have to be on top of your game every day. An upset customer can turn on…
This is a question that should probably be asked more frequently. Sadly, the “save 15% in 15 minutes or less” movement has created a problem that many people don’t realize exists. While the person on the other end of an…
Workers’ comp is a necessary and important cost of doing business today. When the words “workers’ comp” are spoken, an agent is likely to hear a variety of responses and possibly even some groaning sound effects. After a brief conversation…
Over the past several years, it seems like commercial auto rates have continued to rise. That is because the insurance companies have been taking a beating! Most carriers have tightened the belt and sharpened the underwriting pencil when offering coverage…
