The FRP Insurance Blog

Hurricane Season Risk Management for Florida Roofing Companies: Insurance, Preparation, and Surviving the Storm

For Florida roofing companies, hurricane season is both an opportunity and a major risk. Storms create massive demand for roofing services, but they also expose contractors to some of the most severe losses they will ever face. Projects are left…

Protecting Your Mobile Pet Grooming Business in Florida: Next Steps, Resources, and Long-Term Success

Over the past several weeks, we’ve walked through the real-world risks mobile pet groomers face in Florida—and the insurance strategies that protect against them. From accidents on the road and pet injuries to hurricanes, heat, and employee safety, one thing…

Umbrella Insurance for Landscaping Companies in Florida: Why Base Coverage Isn’t Always Enough

When running a landscaping company in Florida, most business owners know the importance of having general liability, commercial auto, and workers’ compensation coverage. But what happens when a claim exceeds your primary policy limits? Imagine your truck causes a multi-vehicle…

Personal Liability for Florida Condo Owners — What Happens If Someone Gets Hurt or Damage Spreads From Your Unit

When most Florida condo owners think about insurance, they focus on protecting their interior finishes, personal belongings, and preparing for storms. What often gets overlooked—until it’s too late—is personal liability exposure. In a condo environment, you live close to neighbors,…

Roofing Safety and Loss Control in Florida: How Risk Management Lowers Claims, Premiums, and Business Disruptions

Insurance is a critical part of running a roofing company in Florida, but insurance alone does not prevent losses. Claims happen when risks are not managed effectively, and in the roofing industry, even a single incident can result in serious…

The Cost of Coverage: Budgeting and Saving on Insurance for Florida Mobile Pet Groomers

Insurance is one of the most important line items in a mobile pet grooming business—and one of the easiest to misunderstand. Many Florida mobile groomers either overpay because they don’t understand their options or underinsure themselves to save money, only…

Professional Liability Insurance for Landscaping Companies in Florida: Why “Design & Advice” Can Create Serious Exposure

Most landscaping companies in Florida understand the need for general liability, workers’ comp, and commercial auto insurance. But there’s one type of coverage that’s often overlooked—and it could be your biggest blind spot: Professional Liability Insurance. If your landscaping business…

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