In the world of workplace safety, prevention is always better than cure. Companies striving to create a safe and healthy work environment must start with a fundamental practice: risk assessments and hazard identification. These two components are the bedrock of…
In today’s fast-paced and ever-changing work environments, companies are constantly searching for ways to manage and reduce their workers’ compensation costs. One of the most effective strategies is the implementation of a Pre-Injury Management Plan (PIM). This proactive approach not…
In today’s world, where accidents and unexpected events can occur at any moment, having adequate insurance coverage is essential. While most people are familiar with basic insurance policies like homeowners and auto insurance, many overlook an important layer of protection: personal umbrella liability insurance.
Hey there, it’s David Carothers from Florida Risk Partners. Today, I’m diving into a question that’s probably been on your mind, whether you’re navigating the waters of personal or commercial insurance: Why does your agent keep asking for your target…
Owning a business in the Tampa Bay area comes with its fair share of surprises, but one thing you shouldn’t be blindsided by is your annual insurance audit bill. If the mere mention of insurance audits sends you into a…
What’s up everybody? David Carothers, the principal of Florida Risk Partners and founder of Cyber Chevron. Cyber Chevron is a badge of protection for all managed services providers in Florida. I wanted to come to you in cybersecurity month to…
Ransomware sucks and insurance is one of those things that no business owner ever wants to pay for, but they want it when they need it. The problem is we don’t spend as much time understanding what we have between…
People get confused when they do their statement of values. They want to know how often it should get done. Well, the truth of the matter is it should get done on an annual basis, but don’t shoot the messenger.…
Statement of Values, what all gets included in that? My goodness, everything that you own, that you insure on a property policy. It could be your building, it could be your furniture, fixtures, and equipment. It could be business income.…
Why is a statement of values important? Well, honestly, it’s because it’s the way the insurance company knows how much stuff you have and what it’s worth. Is a Statement of Values Important? See, we talked to you in a…
